Our offices remain closed as from 24.12.2011 until 03.01.2012 due to our annual closing. We will be back at your disposal as from 04.01.2012. Thank you very much for your comprehension. The Ryf team wishes you Merry Christmas and a happy New Year.

Use equipment without having to purchase it: this is the best way for you to stay at the cutting edge of technology while im¬proving your return on equity.

What Is Vendor Leasing?
Equipment leasing is an attractive financing method that ena¬bles you to lease capital goods. Credit Suisse Leasing finances the equipment, and you simply pay to use it. Full leasing also includes insurance costs.

What Are the Benefits of Equipment Leasing?
The pressure is taken off your balance sheet, leaving you free to build cash reserves to finance and expand your core busi¬ness, and remain ahead of the competition in the technology stakes. You benefit from your choice of either fixed or flexible interest terms. Financing is available also in euros and other foreign currencies.

Description:
Lease of mobile equipment as part of:
- Finance leasing
- Full leasing (financing and insurance) for selected equipment
Frame limits (summary of capital investment planned for the next 12 months)

How You Benefit:
Liquidity management: equity and credit limits can be kept to finance intangible investments
Optimization of return on equity (ROE)
Shorter time to market
Security and easier budgeting: fixed costs throughout the term

Conditions:
Minimum contractual amount for Vendor Leasing: CHF 20,000
Term: generally at least 12 months
Preferably standard (fungible) goods
Full leasing only for microscopes. Measuring systems and profile projectors